Can You Apply For PPP If You Have No Employees – Claim Employee Retention Credit | PPP Loan Application

Employee Retention Credit claim up to $26,000 per employee. Can You Apply For PPP If You Have No Employees. Even if you have already claimed for PPP Loan Application. How to claim Employee Retention Credit or ERC for your business.

About The ERC Program
What is the Employee Retention Credit (ERC)? Can You Apply For PPP If You Have No Employees

ERC is a stimulus program developed to assist those businesses that had the ability to preserve their staff members during the Covid-19 pandemic.

 

 

Established by the CARES Act, it is a refundable tax credit– a give, not a loan– that you can claim for your business. Can you apply for PPP if you have no employees. The ERC is readily available to both small as well as mid sized organizations. It is based upon qualified wages and also medical care paid to staff members

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 Approximately $26,000 per  staff member
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 Readily available for 2020  as well as the first 3 quarters of 2021
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Qualify with  reduced  earnings or COVID  occasion
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No  limitation on  financing
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ERC is a refundable tax credit.

Just how much money can you come back? Can You Apply For PPP If You Have No Employees

You can claim as much as $5,000 per staff member for 2020. For 2021, the credit can be up to $7,000 per employee per quarter.

 Just how do you know if your business is  qualified?
To Qualify, your business  needs to have been  adversely  affected in either of the following ways:
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A government authority  needed partial or  complete  closure of your business during 2020 or 2021. Can you apply for PPP if you have no employees.  This includes your operations being limited by business, lack of ability to travel or restrictions of team conferences
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Gross  invoice  decrease  requirements is  various for 2020  and also 2021, but is  determined against the current quarter as  contrasted to 2019 pre-COVID amounts
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A business can be eligible for one quarter  as well as not another
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 At first, under the CARES Act of 2020,  services were  unable to  get the ERC if they  had actually  currently  gotten a Paycheck Protection Program (PPP) loan.  Can you apply for PPP if you have no employees.  With brand-new regulation in 2021, companies are currently qualified for both programs. The ERC, however, can not relate to the exact same wages as the ones for PPP.

Why Us?
The ERC  undertook  numerous  adjustments  and also has  lots of  technological  information, including how to  identify qualified wages, which employees are eligible,  and also  a lot more. Can you apply for PPP if you have no employees.  Your business’ certain instance may need more intensive review and also evaluation. The program is complex and also may leave you with numerous unanswered questions.

 

 

We can  aid make sense of  all of it. Can you apply for PPP if you have no employees.  Our committed experts will direct you and detail the steps you require to take so you can make best use of the claim for your business.

GET QUALIFIED.

Our services  consist of:
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 Detailed  assessment  concerning your eligibility
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 Extensive  evaluation of your  insurance claim
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 Advice on the claiming process  as well as  documents
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 Particular program  know-how that a  routine CPA or payroll  cpu might not be well-versed in
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Fast and smooth end-to-end  procedure, from  qualification to  declaring  as well as  obtaining refunds.

 Committed specialists that  will certainly  translate  extremely  complicated program  policies  and also will be  offered to  address your  concerns,  consisting of:

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 Exactly how does the PPP loan  aspect into the ERC?
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What are the differences between the 2020 and 2021 programs  as well as  exactly how does it  relate to your business?
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What are  gathering  guidelines for  bigger, multi-state  companies, and  exactly how do I interpret multiple states’ executive orders?
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Just how do part time, Union, and tipped staff members impact the quantity of my refunds?

 All Set To Get Started? It’s Simple.

1. We determine whether your business qualifies for the ERC.
2. We analyze your claim  as well as  calculate the  optimum amount you can  get.
3. Our team guides you through the  asserting process, from  starting to end, including  appropriate  paperwork.

DO YOU QUALIFY?
 Address a few  straightforward  inquiries.

 ROUTINE A CALL.
Frequently Asked Questions (FAQs).

What period does the program cover?
The program started on March 13th, 2020 as well as ends on September 30, 2021, for eligible employers. Can you apply for PPP if you have no employees.
You can  look for refunds for 2020  and also 2021 after December 31st of this year,  right into 2022  as well as 2023.  As well as  possibly  past then  also.

We have customers that obtained refunds only, and also others that, in addition to refunds, likewise qualified to continue receiving ERC in every payroll they refine via December 31, 2021, at regarding 30% of their pay-roll price.

We have clients that have received refunds from $100,000 to $6 million. Can you apply for PPP if you have no employees.
Do we still Qualify if we already took the PPP?
Do we still Qualify if we did not incur a 20%  decrease in gross  invoices?
Do we still Qualify if we  stayed open during the pandemic?

The federal government  developed the Employee Retention Credit (ERC) to  give a refundable  work tax credit to  assist businesses with the  expense of  maintaining  personnel  utilized.

Qualified services that experienced a decrease in gross receipts or were shut because of federal government order and really did not claim the credit when they filed their initial return can take advantage by filing modified employment income tax return. Services that file quarterly work tax returns can submit Form 941-X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for RefundPDF, to claim the credit for previous 2020 as well as 2021 quarters. Can you apply for PPP if you have no employees.

With the exception of a recoverystartup business, many taxpayers ended up being disqualified to claim the ERC for incomes paid after September 30, 2021. Can you apply for PPP if you have no employees.  A recovery start-up business can still claim the ERC for incomes paid after June 30, 2021, as well as before January 1, 2022. Eligible companies might still claim the ERC for previous quarters by submitting an suitable adjusted work tax return within the deadline stated in the matching kind directions. Can you apply for PPP if you have no employees.  For instance, if an employer files a Form 941, the employer still has time to file an modified return within the time set forth under the “Is There a Deadline for Filing Form 941-X?” area in Form 941-X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for Refund.

 

What Is The Employee Retention Credit (ERC), And How Does The Program Work?

When the Covid 19 pandemic started, and companies were compelled to close down their procedures, Congress passed programs to give economic assistance to business. One of these programs was the worker retention credit ( ERC).

The ERC provides qualified companies payroll tax credit scores for wages as well as medical insurance paid to workers. When the Infrastructure Investment and also Jobs Act was authorized right into law in November 2021, it put an end to the ERC program.

 Regardless of the end of the program,  companies still have the opportunity to  insurance claim ERC for up to three years retroactively. Can you apply for PPP if you have no employees.  Here is an review of just how the program works and also how to claim this credit for your business.

 

What Is The ERC?

Originally  offered from March 13, 2020, through December 31, 2020, the ERC is a refundable  pay-roll tax credit created as part of the CARAR 0.0% ES Act. Can you apply for PPP if you have no employees.  The function of the ERC was to urge companies to maintain their staff members on pay-roll throughout the pandemic.

Qualifying employers  as well as borrowers that  got a Paycheck Protection Program loan could claim up to 50% of qualified  earnings,  consisting of eligible  medical insurance  expenditures. The Consolidated Appropriations Act (CAA)  increased the ERC. Employers that qualified in 2021 can claim a credit of 70% in qualified  incomes.

 

Who Is Eligible For The ERC?

Whether you get approved for the ERC depends upon the time period you’re looking for. To be eligible for 2020, you require to have actually run a business or tax exempt company that was partly or totally shut down because of Covid-19. Can you apply for PPP if you have no employees.  You also require to reveal that you experienced a significant decrease in sales– less than 50% of equivalent gross receipts contrasted to 2019.

If you’re trying to qualify for 2021, you  need to show that you experienced a  decrease in gross  invoices by 80% compared to the same  period in 2019. If you weren’t in business in 2019, you can compare your gross  invoices to 2020.

The CARES Act does restrict self employed people from claiming the ERC for their own earnings. Can you apply for PPP if you have no employees.  You also can’t claim earnings for certain people who are related to you, yet you can claim the credit for earnings paid to employees.

 

What Are Qualified Wages?

What counts as qualified  earnings depends on the size of your business and how many employees you  carry staff. There’s no  dimension limit to be eligible for the ERC, but  little  as well as  big  firms are  discriminated.

For 2020, if you had more than 100 full-time workers in 2019, you can only claim the earnings of employees you preserved however were not functioning. If you have less than 100 workers, you can claim every person, whether they were functioning or otherwise.

For 2021, the limit was raised to having 500 full-time employees in 2019, offering companies a whole lot much more leeway regarding that they can claim for the credit. Can you apply for PPP if you have no employees.  Any type of incomes that are subject to FICA taxes Qualify, and also you can consist of qualified health and wellness expenditures when calculating the tax credit.

This income has to have been paid between March 13, 2020, and also September 30, 2021. Nevertheless, recovery start-up organizations need to claim the credit through the end of 2021.

 

How To Claim The Tax Credit.

 Despite the fact that the program  finished in 2021,  services still have time to claim the ERC. Can you apply for PPP if you have no employees.  When you file your federal tax returns, you’ll claim this tax credit by completing Form 941.

Some organizations, specifically those that got a Paycheck Protection Program loan in 2020, incorrectly thought they didn’t get the ERC. Can you apply for PPP if you have no employees.  If you’ve already filed your income tax return as well as currently realize you are eligible for the ERC, you can retroactively apply by completing the Adjusted Employer’s Quarterly Federal Tax Return (941-X).

 Because the tax  legislations around the ERC have  transformed, it can make determining eligibility  perplexing for  several  local business owner. It’s  additionally  hard to  determine which wages Qualify  and also which don’t. The process gets even harder if you  have multiple  organizations. Can you apply for PPP if you have no employees.  And if you complete the IRS forms improperly, this can postpone the whole process.

Can you apply for PPP if you have no employees.  GovernmentAid, a department of Bottom Line Concepts, helps clients with various kinds of economic relief, especially, the Employee Retention Credit Program.

 

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    Can You Apply For PPP If You Have No Employees