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If you are self-employed or small business owner and utilize the SEP IRA, it will have zero impact as to the ability to perform a Backdoor Roth IRA if you are over the contribution limits to directly contribute to a Roth.
Learn more about the Backdoor Roth IRA: https://www.irafinancialgroup.com/learn-more/roth-ira/can-i-still-do-a-backdoor-roth-ira-in-2022/
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About IRA Financial:
IRA Financial was founded by Adam Bergman, a former tax and ERISA attorney who worked at some of the largest law firms. During his years of practice, he noticed that many of his clients were not even aware that they can use an IRA or 401(k) plan to make alternative asset investments, such as real estate. He created IRA Financial to help educate retirement account holders about the benefits of self-directed retirement plan solutions.
IRA Financial is a retirement account facilitator, document filing, and do-it yourself document service, not a law firm. IRA Financial Group does not provide legal services. No attorney-client relationship exists between Client and IRA Financial, its management, salespersons or IRA Financial’s in-house legal counsel. IRA Financial Group provides IRA retirement facilitation service and CANNOT provide Client with legal, investment, or financial advice. Prior to making any investment decisions, please consult with the appropriate legal, tax, and investment professionals for advice.
IRA Financial is not engaged in rendering legal, accounting or other professional services. If legal advice or other professional assistance is required, the services of a competent professional person should be sought. (From a Declaration of Principles jointly adopted by a Committee of the American Bar Association & a Committee of Publishers and Associations.). The scope of Professional Services does not include the costs of any custodian related services.
Learn More: https://www.irafinancialgroup.com/about-us/
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Ways to Get Rich Fast
People often seek different ways to earn money, and everyone tries to find the best way so that he or she can get rich fast. When we see the world from one point of view, it seems that there is a huge race going on to get rich fast, but leading this race or even staying in the race is not an easy task.A Millionaire Blueprint
Let me start with a question, maybe most of you have never considered it. Do you think most self-made millionaires just ‘happened’ to become millionaires? No, they had a plan, a blueprint. Here is how it works.Assets and Liabilities in Comprehensive Financial Planning
Over time, we all build up assets as well as liabilities (debts). The general purpose of your financial plan should be to build up enough assets so that you can choose to live off them, to be able to fund your desired lifestyle, whatever that may be. In simple terms, your assets will be offset by your liabilities, but it can me more complicated than that.Income and Expenditure in Comprehensive Financial Planning
One of the most vital parts of your comprehensive financial plan is the relationship between your income and expenditure. Put simply, your income is what drives your lifestyle; your expenditure is what drains your lifestyle (although of course, this funds your everyday living). This article should help you to understand this relationship.Why You Should Build Income Sources Outside of Work
People are trained to go to school get a good job and rely on that job to take care of them for the rest of their lives. There’s only one problem with this, it’s stupid!